Buy Here Pay Here

While finding the right vehicle is an integral part of the car-buying process, financing is something all drivers should keep in mind. You may be concerned about financing a car if you have bad credit, but that doesn’t disqualify you entirely.

If you’re searching for a new vehicle near D’lberville, Gulfport or Hattiesburg, you should be able to get the auto loan and financing option you need, even if your credit score is a little low. All you have to do is go to a helpful buy here pay here dealership like Pat Peck Kia.

Financing a Car with Bad Credit

Financing a car with bad credit is easier than you might think. After you visit our dealership and find the vehicle you want, we’ll pair you up with one of our automotive finance professionals who will walk you through the entire process. From there, you can fill out the application to get approved.

Once we have your information, we’ll sit down and discuss your options based on your budget and credit. If you have bad credit or even no credit, we can help. Our team has years of experience in the industry and has developed a network of connections with the best banks and lenders in town. With our unwavering commitment to finding your ideal option, you can always count on us to secure the flexible terms you need.

Tips for Getting a Car Loan with Bad Credit

While you can get an auto loan with bad credit, there are a few ways to make the application and approval process even easier:

  • Plan It Out. If you have a low credit score, you should take the time to create a budget before you head to the dealership. Doing this will allow you to narrow down your options and find the vehicle that works best for your financial situation.
     
  • Add a Down Payment. Having a down payment or trading in your current vehicle can make getting approved for a car loan easier when you have bad credit. On top of that, it can lower your monthly payments.
     
  • Rebuild Your Credit. After getting your car loan, the best thing you can do if you have bad credit is to begin rebuilding it for the future. That way, it’ll be even easier to get the terms you need when you finance your next car. Even something as simple as paying off your bills in full every month can help.

Learn More About Financing Your Next New Car

At Pat Peck Kia, we believe any driver from D’lberville, Gulfport and Hattiesburg should be able to get the car they want on the terms they need. That’s why we’ll be here to help you find the right financing options no matter what your credit is like at our buy here pay here dealership. As a full service dealership, financing is just one of the many services we’re happy to offer.

For more information about how we can help you get a car loan with bad credit, contact our finance department today!